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Category: Personal Finance

How to Save Money by Not Wasting Food

With the cost of food continually rising these days, wasting food is as good as throwing your hard-earned money away. If you want to maximize your food budget and utilize all of your ingredients in the most efficient way, a little planning goes a long way. First of all, when you make your grocery list, try to meal plan at the same time. Shopping the sales and using coupons will also help keep your expenses […]

How to Establish or Improve Your Credit Score

If you’re just starting out, or experienced an unforeseen hardship which damaged your credit score, there are steps you can take to repair or establish credit. Depending on where you stand will determine how to begin. If you’re young or someone who never used any type of credit try applying for store credit card. Many of the major department stores, such as Kohl’s and TJ Maxx, will approve a small line of credit with little […]

Best Cash Back Credit Cards

Cash back credit cards are a good way to earn extra money back on purchases you make on a regular basis. Currently cash back cards are offering from 1.5% to 5% in rewards. Most cards will allow you to either apply the cash back to purchases or credit your account balance. You can select which you prefer when you’ve earned enough rewards to redeem. What type of card you qualify for will depend on your […]

Best Ways to Earn Extra Money Online

There is certainly a plethora of online opportunities to make extra money, but how do you determine what to choose? There are many trusted resources and by following a few simple guidelines you could be well on your way to earning that extra cash. Be sure to do your research and find out what others are saying and if there are any complaints filed. Next, think of what skill set you have and what you […]

Does Bulk Buying Really Save Money?

The short answer to this question is yes and no! Buying in bulk can save money if the products are those which you use on a regular basis. If you shop the big box stores, such as BJ’s Wholesale, Sam’s Club or Costco, your bill can add up rather quickly for just a handful of items. If, however, they are items you always use, it can be well worth the initial cost to save on […]

How to Teach Kids to Handle Money

It’s always a good idea to help kids understand the value of money from an early age. Creating a solid foundation can help set the course for them to grow up with the ability to manage their own finances, even if it just starts with a household allowance. If a child earns their own money by doing chores for example, they will begin to understand their own self worth and build confidence by learning they […]

How to Save Money on Groceries

Nowadays, the cost of everything seems to be going up. Not too long ago, groceries averaged $10 a bag. We seem to get less and less for our money and are hard pressed to save anything just to put food on the table. There are some tips and tricks to get your needed groceries without breaking the bank in the process. The first thing to do is make sure you have the shopper club card […]

Ways to Cut Down on Monthly Expenses

If you find your monthly expenses are competing with your income too much for comfort, there are some steps you can take to rein it back in. If you’re someone who never seems to be able to save anything after paying your bills, there are ways to cut down and therefore start saving instead of spending all of your hard-earned pay. In most cases, it’s not how much you make, it’s how you spend it. […]

How to Balance Your Budget in Tough Times

Sometimes, tough times require tough measures. If you find yourself struggling these days to balance your budget, there are some things you can do to put your mind and wallet at ease. If you’re not an organized person, there’s no time like the present to start. Taking control of your expenses and knowing where you stand financially is the first step to better financial health and peace of mind. The first thing to ask yourself […]