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Category: Personal Finance

Does Bulk Buying Really Save Money?

The short answer to this question is yes and no! Buying in bulk can save money if the products are those which you use on a regular basis. If you shop the big box stores, such as BJ’s Wholesale, Sam’s Club or Costco, your bill can add up rather quickly for just a handful of items. If, however, they are items you always use, it can be well worth the initial cost to save on […]

How to Teach Kids to Handle Money

It’s always a good idea to help kids understand the value of money from an early age. Creating a solid foundation can help set the course for them to grow up with the ability to manage their own finances, even if it just starts with a household allowance. If a child earns their own money by doing chores for example, they will begin to understand their own self worth and build confidence by learning they […]

How to Save Money on Groceries

Nowadays, the cost of everything seems to be going up. Not too long ago, groceries averaged $10 a bag. We seem to get less and less for our money and are hard pressed to save anything just to put food on the table. There are some tips and tricks to get your needed groceries without breaking the bank in the process. The first thing to do is make sure you have the shopper club card […]

Ways to Cut Down on Monthly Expenses

If you find your monthly expenses are competing with your income too much for comfort, there are some steps you can take to rein it back in. If you’re someone who never seems to be able to save anything after paying your bills, there are ways to cut down and therefore start saving instead of spending all of your hard-earned pay. In most cases, it’s not how much you make, it’s how you spend it. […]

How to Balance Your Budget in Tough Times

Sometimes, tough times require tough measures. If you find yourself struggling these days to balance your budget, there are some things you can do to put your mind and wallet at ease. If you’re not an organized person, there’s no time like the present to start. Taking control of your expenses and knowing where you stand financially is the first step to better financial health and peace of mind. The first thing to ask yourself […]

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